Message from the CEO            Statement Of Condition            About Us

Back To Main Page

Message from the CEO
June 30, 2016

      As we journey into the second half of 2016, uncertainty seems to be a common theme. While the economy continues to move forward it is with only small improvement. This election year is not different than many of the past with candidates concentrating on pointing out the flaws of their opponents instead of educating voters on why they are the best person for the job. Farmers report the condition of their row crop fields as generally positive but maintain concerns over flat commodities prices.

      There is nothing Bank of Kirksville can do to push start the economy, and the direction of the nation will be determined by voters in November, and supply and demand will dictate fall harvest prices for our farmers. What Bank of Kirksville can and does provide each and every day is strong focus to customer satisfaction.

      Being your local community bank we offer effective and efficient basic loan and deposit products. Simple but powerful in that they accomplish what customers want without being overly complex. Delivery comes face to face from people you know and who you can feel comfortable with when you have a question or concern.

      When you find yourself needing a bank with long and committed ties to your community, think Bank of Kirksville! Bank of Kirkville, a community bank driven by a “Commitment to Excellence” since 1914.

Best regards,

Norman C. Belitz
Chief Executive Officer

Go To Top

Statement of Condition
March 31, 2016




Cash & Due from Banks


Investment Securities-Held to Maturity


Investment Securities-Available for Sale


Other Investments


Federal Funds Sold





      Loans Net of Unearned Income


      Allowance for Loan Losses


Net Loans


Premises and Fixed Assets


Other Real Estate Owned


Other Assets



Total Assets







      Non-Interest Bearing


      Interest Bearing


Total Deposits


Federal Funds Purchased & Securities
    Sold with Agreement to Repurchase


Other Liabilities


Total Liabilities




Stockholders' Equity


Common Stock




Undivided Profits &
    Capital Reserves


Unrealized Gain or Loss on Securities
    Available for Sale


Total Stockholders' Equity


Total Liabilities &
    Stockholders' Equity


Go To Top

About Us

      The Bank of Kirksville began as the wishful dream of a group of men sitting in the back room of the Adair County Miner's Bank of Connelsville. They dreamed of a bank with friendly service, sound financial advice, and a mission to give back to the community around them. With these ideals in place the Bank of Kirksville was issued a state charter on Christmas Eve, 1913.

      The bank took its first steps when it opened its doors on January 17, 1914 becoming the 5th bank operating in Kirksville. From the beginning, the Bank of Kirksville was closely tied to the surrounding community. The bank has always strived to offer the best service in the area and to evolve with the changing needs of the community. This dedication to our customers is reflected in the tremendous growth that the bank has seen since its inception.

      The first Statement of Condition was published in October of 1914 and showed the total assets to be $214,298.18. By 1923 the bank's total assets had more than tripled totaling $678,644.30. By 1953 when the assets totaled $5,676,490.98 it was clear to everyone that the Bank of Kirksville was the leading bank in the area. Today the bank still holds true to the ideas on which it was founded and continues to grow and expand. In December 2006 the bank's total assets were $415,259,430 and the future only looks brighter.

      Although the bank is continually growing to serve more and more people, you will never have to worry about being just a number. You will always get the benefits of a big city bank with the service of a small town friend.

Go To Top

Back To Main Page

Open Bank of Kirksville's Home Page in a New Window