Message from the CEO            Statement Of Condition            About Us


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Message from the CEO
December 31, 2013

      It is with great pride that I announce Bank of Kirksville’s celebration of 100 years of uninterrupted service!

      Driven by the common dream of four local business men who pooled the resources of local investors, Bank of Kirksville opened on January 17, 1914. A community bank committed to hard work and constant dedication to the needs of friends and neighbors has brought about great success and growth. With eight locations and a strong team of knowledgeable staff, we consistently serve the people, communities, and counties of Northeast Missouri.

      A mission to deliver high quality products and personal service is how we began. Following that mission has allowed us to grow to over five hundred million dollars in assets. Remaining true to our mission is how we begin each day in the journey to our next 100 years!

100 Years

      Bank of Kirkville, a “Commitment to Excellence” since 1914.

Best regards,

Norman C. Belitz
Chief Executive Officer

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Statement of Condition
December 31, 2013

 

Assets

 

Cash & Due from Banks

80,324,306

Investment Securities-Held to Maturity

0

Investment Securities-Available for Sale

220,880,261

Other Investments

40,000

Federal Funds Sold

10,643,912

 

Loans:

 

      Loans Net of Unearned Income

213,381,342

      Allowance for Loan Losses

3,121,389

Net Loans

210,259,953

Premises and Fixed Assets

6,675,342

Other Real Estate Owned

1,577,487

Other Assets

2,763,857

 

Total Assets

533,165,118

 

Liabilities

 

Deposits:

 

      Non-Interest Bearing

58,299,446

      Interest Bearing

392,685,849

Total Deposits

450,985,295

Federal Funds Purchased & Securities
    Sold with Agreement to Repurchase

37,420,813

Other Liabilities

626,895

Total Liabilities

489,033,003

 

 

Stockholders' Equity

 

Common Stock

518,000

Surplus

1,000,000

Undivided Profits &
    Capital Reserves

48,137,387

Unrealized Gain or Loss on Securities
    Available for Sale

(5,523,272)

Total Stockholders' Equity

44,132,115

Total Liabilities &
    Stockholders' Equity

533,165,118


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About Us

      The Bank of Kirksville began as the wishful dream of a group of men sitting in the back room of the Adair County Miner's Bank of Connelsville. They dreamed of a bank with friendly service, sound financial advice, and a mission to give back to the community around them. With these ideals in place the Bank of Kirksville was issued a state charter on Christmas Eve, 1913.

      The bank took its first steps when it opened its doors on January 17, 1914 becoming the 5th bank operating in Kirksville. From the beginning, the Bank of Kirksville was closely tied to the surrounding community. The bank has always strived to offer the best service in the area and to evolve with the changing needs of the community. This dedication to our customers is reflected in the tremendous growth that the bank has seen since its inception.

      The first Statement of Condition was published in October of 1914 and showed the total assets to be $214,298.18. By 1923 the bank's total assets had more than tripled totaling $678,644.30. By 1953 when the assets totaled $5,676,490.98 it was clear to everyone that the Bank of Kirksville was the leading bank in the area. Today the bank still holds true to the ideas on which it was founded and continues to grow and expand. In December 2006 the bank's total assets were $415,259,430 and the future only looks brighter.

      Although the bank is continually growing to serve more and more people, you will never have to worry about being just a number. You will always get the benefits of a big city bank with the service of a small town friend.

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